20362 370th AveCyrusMN56323
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 20362 370th Ave, Cyrus, MN, 56323 in Cyrus worth modelling. At $317,900 with a 8.07% gross yield, the $2,137/mo rent leaves $152/mo after the $1,429/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.50 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $87,830 by year five; $2,928/yr in principal reduction adds further equity. Total projected return: $130,418.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.2% |
| Monthly Cash Flow | $152 | $350 |
City averages based on Cyrus market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,137 |
| Total Monthly Debt Service | $1,859 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
8.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56323, Cyrus, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 261 (100%) |
| Owner Occupied HU | 198 (75.9%) |
| Renter Occupied HU | 39 (14.9%) |
| Vacant Housing Units | 24 ( 9.2%) |
| Median Home Value | $306,122 |
| Average Home Value | $355,947 |
Housing Distribution
Address Breakdown
Residential
192
Single Family
168
Multi-Family
24
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
8.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56323, Cyrus, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 261 (100%) |
| Owner Occupied HU | 198 (75.9%) |
| Renter Occupied HU | 39 (14.9%) |
| Vacant Housing Units | 24 ( 9.2%) |
| Median Home Value | $306,122 |
| Average Home Value | $355,947 |
Housing Distribution
Address Breakdown
Residential
192
Single Family
168
Multi-Family
24
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices