20325 Tamara PlSaugusCA91350
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 20325 Tamara Pl, Saugus, CA, 91350 in Saugus is a conservative rental investment at $795,000. Rental yield 6.55%. A 1.21 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $219,644; $7,322/yr in principal paydown supplements. Total projected return: $264,213.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.0% |
| Monthly Cash Flow | $(579) | $300 |
City averages based on Saugus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,339 |
| Total Monthly Debt Service | $4,602 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
6,162 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91350, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,765 (100%) |
| Owner Occupied HU | 11,784 (85.6%) |
| Renter Occupied HU | 1,706 (12.4%) |
| Vacant Housing Units | 275 ( 2.0%) |
| Median Home Value | $793,337 |
| Average Home Value | $811,326 |
Housing Distribution
Address Breakdown
Residential
14,450
Single Family
13,634
Multi-Family
816
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
6,162 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91350, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,765 (100%) |
| Owner Occupied HU | 11,784 (85.6%) |
| Renter Occupied HU | 1,706 (12.4%) |
| Vacant Housing Units | 275 ( 2.0%) |
| Median Home Value | $793,337 |
| Average Home Value | $811,326 |
Housing Distribution
Address Breakdown
Residential
14,450
Single Family
13,634
Multi-Family
816
Businesses
891
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Norman Haley • Norm Haley Real Estate
Mls Name: CRMLS
Mls ID: #P1-23092