203 N Hall StGrangevilleID83530
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.52% yield at 203 N Hall St, Grangeville, ID, 83530 in Grangeville is solid, but the $922/mo payment compresses net cash flow to $106/mo at $204,999. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $56,637 by year five, and $1,888/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $84,200.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $106 | $200 |
City averages based on Grangeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,285 |
| Total Monthly Debt Service | $1,098 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1994
4,965 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1994
4,965 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Todd Stenzel • Central Idaho Properties
Mls Name: IMLS
Mls ID: #98961009