203 Johnson DrToddvilleIA52341
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 203 Johnson Dr, Toddville, IA, 52341 in Toddville earns a 9.39% gross yield at $169,000. Rent of $1,322/mo nets $225/mo after the $760/mo mortgage. The 1.74 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $46,692 and $1,557/yr in equity accumulation project a total cumulative return of $78,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $225 | $250 |
City averages based on Toddville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,322 |
| Total Monthly Debt Service | $1,030 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52341, Toddville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 502 (100%) |
| Owner Occupied HU | 440 (87.6%) |
| Renter Occupied HU | 36 ( 7.2%) |
| Vacant Housing Units | 26 ( 5.2%) |
| Median Home Value | $424,183 |
| Average Home Value | $433,642 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52341, Toddville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 502 (100%) |
| Owner Occupied HU | 440 (87.6%) |
| Renter Occupied HU | 36 ( 7.2%) |
| Vacant Housing Units | 26 ( 5.2%) |
| Median Home Value | $424,183 |
| Average Home Value | $433,642 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices