203 E Otey StRobinsonIL62454
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 203 E Otey St, Robinson, IL, 62454 in Robinson: $1,594/mo in rent, $238/mo in net income, 9.78% gross yield, 1.81 DSCR, all at $195,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $54,013 in appreciation and $1,801/yr in principal paydown projects total cumulative return of $90,093.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 7.0% |
| Monthly Cash Flow | $238 | $1,200 |
City averages based on Robinson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,594 |
| Total Monthly Debt Service | $1,278 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1932
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62454, Robinson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,909 (100%) |
| Owner Occupied HU | 3,227 (65.7%) |
| Renter Occupied HU | 958 (19.5%) |
| Vacant Housing Units | 724 (14.7%) |
| Median Home Value | $159,728 |
| Average Home Value | $206,626 |
Housing Distribution
Address Breakdown
Residential
4,449
Single Family
4,289
Multi-Family
160
Businesses
463
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1932
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62454, Robinson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,909 (100%) |
| Owner Occupied HU | 3,227 (65.7%) |
| Renter Occupied HU | 958 (19.5%) |
| Vacant Housing Units | 724 (14.7%) |
| Median Home Value | $159,728 |
| Average Home Value | $206,626 |
Housing Distribution
Address Breakdown
Residential
4,449
Single Family
4,289
Multi-Family
160
Businesses
463
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices