203 Clark StKerseyCO80644
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 203 Clark St, Kersey, CO, 80644 in Kersey worth modelling. At $350,000 with a 7.59% gross yield, the $2,214/mo rent leaves $174/mo after the $1,574/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.41 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $96,699 by year five; $3,224/yr in principal reduction adds further equity. Total projected return: $143,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $174 | $1,500 |
City averages based on Kersey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,214 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
9,375 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80644, Kersey, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,152 (100%) |
| Owner Occupied HU | 835 (72.5%) |
| Renter Occupied HU | 269 (23.4%) |
| Vacant Housing Units | 48 ( 4.2%) |
| Median Home Value | $597,527 |
| Average Home Value | $622,787 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
698
Multi-Family
76
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
9,375 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80644, Kersey, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,152 (100%) |
| Owner Occupied HU | 835 (72.5%) |
| Renter Occupied HU | 269 (23.4%) |
| Vacant Housing Units | 48 ( 4.2%) |
| Median Home Value | $597,527 |
| Average Home Value | $622,787 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
698
Multi-Family
76
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices