20265 State Highway 95, Holland, TX, 76534 | 6.08% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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20265 State Highway 95, Holland, TX, 76534 | 6.08% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Holland at 20265 State Highway 95, Holland, TX, 76534 generates $2,023/mo in rent, after a $1,953/mo payment. Total monthly income is $2,023/mo. Return on cash invested sits at 12.52% in year one, and rental yield is 6.08% on a $399,000 entry. Equity gained on principal adds $2,575/yr, while 5% annual appreciation builds toward $110,236 over five years. Five-year ROI reaches 64.43% and total cumulative return in cash sums $85,226. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,023/mo property income rather than buyer’s personal income.

Single Family

Built in 2023

1 Acres lot

$N/A/sqft

No HOA

More details about the property

This custom built home is well-kept and ready for a family to call home. Its located in one of Texass top school districts, Holland ISD. It takes less than 20 minutes to drive to Temple and 25 minutes to Taylor for groceries and restaurants. Pull through the custom automatic gate and fence for security and privacy. A circle drive made convenient for any guests and deliveries. Around back is a large 2 car metal carport for shaded parking or any outdoor gatherings. Come inside to raised cabinets and granite countertops throughout. A wood burning stove for extra heating during cold winter months and some cast iron cooking in emergencies. All interior stainless steel kitchen appliances are included with this offer. Out back are large mature trees for extra shade to help survive the Texas heat. The 16 x 27 insulted metal shop, with an 8 ft cover on the front and 20 ft on the back, is equipped with power, water and a generator plug to power the house in the case of an emergency. The shop is ready for any indoor/outdoor storage, a home gym, workspace or simply a place to hangout. Deer and other wildlife can be seen drinking from the spring fed pond, full of crawfish and perch. Step away from the hustle and bustle and schedule a tour today to live in serenity.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76534, Holland, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,150 (100%)
Owner Occupied HU	791 (68.8%)
Renter Occupied HU	249 (21.7%)
Vacant Housing Units	110 ( 9.6%)
Median Home Value	$331,627
Average Home Value	$391,811