20250 N Highway 71MountainburgAR72946



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 20250 N Highway 71, Mountainburg, AR, 72946 in Mountainburg earns a 9.45% gross yield at $220,000. Rent of $1,732/mo nets $409/mo after the $989/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $60,782 and $2,026/yr in equity accumulation project a total cumulative return of $109,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 8.0% |
| Monthly Cash Flow | $409 | $200 |
City averages based on Mountainburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,732 |
| Total Monthly Debt Service | $1,235 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
3.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72946, Mountainburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,156 (68.4%) |
| Renter Occupied HU | 246 (14.6%) |
| Vacant Housing Units | 287 (17.0%) |
| Median Home Value | $202,685 |
| Average Home Value | $220,861 |
Housing Distribution
Address Breakdown
Residential
1,311
Single Family
1,286
Multi-Family
25
Businesses
60



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 2000
3.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72946, Mountainburg, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,156 (68.4%) |
| Renter Occupied HU | 246 (14.6%) |
| Vacant Housing Units | 287 (17.0%) |
| Median Home Value | $202,685 |
| Average Home Value | $220,861 |
Housing Distribution
Address Breakdown
Residential
1,311
Single Family
1,286
Multi-Family
25
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Amy Jo Hutcherson • Keller Williams Platinum Realty
Mls Name: Western River Valley BOR
Mls ID: #1074716
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








