2025 Ridgewood LnPuebloCO81005
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingMost investment properties struggle to clear the 1.25x DSCR minimum. 2025 Ridgewood Ln, Pueblo, CO, 81005 in Pueblo clears it at 1.98, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 6.23%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $75,950; $2,532/yr in principal equity; total projected return: $158,610.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 12.0% |
| Monthly Cash Flow | $(174) | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,453 |
| Total Monthly Debt Service | $1,493 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,361 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81005, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,538 (100%) |
| Owner Occupied HU | 9,742 (72.0%) |
| Renter Occupied HU | 3,305 (24.4%) |
| Vacant Housing Units | 491 ( 3.6%) |
| Median Home Value | $333,896 |
| Average Home Value | $367,357 |
Housing Distribution
Address Breakdown
Residential
13,322
Single Family
12,802
Multi-Family
520
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,361 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81005, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,538 (100%) |
| Owner Occupied HU | 9,742 (72.0%) |
| Renter Occupied HU | 3,305 (24.4%) |
| Vacant Housing Units | 491 ( 3.6%) |
| Median Home Value | $333,896 |
| Average Home Value | $367,357 |
Housing Distribution
Address Breakdown
Residential
13,322
Single Family
12,802
Multi-Family
520
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Team Hollmark • Keller Williams Performance Realty
Mls Name: PAR
Mls Provider:
Mls ID: #231795
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.