20245 Tuolumne Rd NTuolumneCA95379
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 20245 Tuolumne Rd N, Tuolumne, CA, 95379 in Tuolumne is a conservative rental investment at $588,700. Rental yield 6.87%. A 1.27 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $162,647; $5,422/yr in principal paydown supplements. Total projected return: $200,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(359) | $1,200 |
City averages based on Tuolumne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,371 |
| Total Monthly Debt Service | $3,495 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,869 (100%) |
| Owner Occupied HU | 1,143 (61.2%) |
| Renter Occupied HU | 494 (26.4%) |
| Vacant Housing Units | 232 (12.4%) |
| Median Home Value | $439,063 |
| Average Home Value | $590,857 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,211
Multi-Family
34
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,869 (100%) |
| Owner Occupied HU | 1,143 (61.2%) |
| Renter Occupied HU | 494 (26.4%) |
| Vacant Housing Units | 232 (12.4%) |
| Median Home Value | $439,063 |
| Average Home Value | $590,857 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,211
Multi-Family
34
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A