20233 Road 26KismetKS67859
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow20233 Road 26, Kismet, KS, 67859 in Kismet is a solid income-producing rental, 10.62% gross yield, $1,992/mo rent, $495/mo net cash flow on a $225,000 buy. DSCR 1.97 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $62,163 and $2,072/yr in principal reduction project a total cumulative return of $117,660.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 8.2% |
| Monthly Cash Flow | $495 | $500 |
City averages based on Kismet market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,992 |
| Total Monthly Debt Service | $1,407 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67859, Kismet, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 233 (100%) |
| Owner Occupied HU | 152 (65.2%) |
| Renter Occupied HU | 44 (18.9%) |
| Vacant Housing Units | 37 (15.9%) |
| Median Home Value | $166,176 |
| Average Home Value | $228,289 |
Housing Distribution
Address Breakdown
Residential
100
Single Family
100
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67859, Kismet, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 233 (100%) |
| Owner Occupied HU | 152 (65.2%) |
| Renter Occupied HU | 44 (18.9%) |
| Vacant Housing Units | 37 (15.9%) |
| Median Home Value | $166,176 |
| Average Home Value | $228,289 |
Housing Distribution
Address Breakdown
Residential
100
Single Family
100
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices