2020 Trinity Pines DrHayforkCA96041



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 2020 Trinity Pines Dr, Hayfork, CA, 96041 in Hayfork is narrow, $126/mo net on $1,230/mo rent after the $535/mo debt service, but the property operates at break-even-plus, not a loss. At $119,000 with a 10.62% yield, the long-run equity case via 5% appreciation ($32,878 over five years) and $1,096/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.30 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $61,169.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.0% |
| Monthly Cash Flow | $126 | $150 |
City averages based on Hayfork market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,230 |
| Total Monthly Debt Service | $951 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96041, Hayfork, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,205 (64.1%) |
| Renter Occupied HU | 487 (25.9%) |
| Vacant Housing Units | 189 (10.0%) |
| Median Home Value | $413,128 |
| Average Home Value | $470,888 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
91



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1970
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96041, Hayfork, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,881 (100%) |
| Owner Occupied HU | 1,205 (64.1%) |
| Renter Occupied HU | 487 (25.9%) |
| Vacant Housing Units | 189 (10.0%) |
| Median Home Value | $413,128 |
| Average Home Value | $470,888 |
Housing Distribution
Address Breakdown
Residential
4
Single Family
4
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Angela Riggs • North State Realty
Mls Name: Trinity County AOR
Mls ID: #2112312
Disclaimer: Copyright Trinity County Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.






