202 State Highway 118HughesvillePA17737
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 202 State Highway 118, Hughesville, PA, 17737 in Hughesville. At $100,000 it earns $900/mo in rent and distributes $245/mo to the owner after the $450/mo payment, a consistent 10.8% yield. DSCR 2.00 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $27,628 in value; $921/yr in principal paydown compounds ownership stake. Total projected return: $53,849.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $245 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $900 |
| Total Monthly Debt Service | $616 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17737, Hughesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,201 (100%) |
| Owner Occupied HU | 2,268 (70.9%) |
| Renter Occupied HU | 597 (18.7%) |
| Vacant Housing Units | 336 (10.5%) |
| Median Home Value | $239,385 |
| Average Home Value | $308,487 |
Housing Distribution
Address Breakdown
Residential
2,872
Single Family
2,851
Multi-Family
21
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17737, Hughesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,201 (100%) |
| Owner Occupied HU | 2,268 (70.9%) |
| Renter Occupied HU | 597 (18.7%) |
| Vacant Housing Units | 336 (10.5%) |
| Median Home Value | $239,385 |
| Average Home Value | $308,487 |
Housing Distribution
Address Breakdown
Residential
2,872
Single Family
2,851
Multi-Family
21
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Munro • CENTURY 21 1ST CHOICE REALTY
Mls Name: West Branch Valley AOR
Mls ID: #WB-102925