202 S Depot StDiamondMO64840
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 202 S Depot St, Diamond, MO, 64840 in Diamond earns a 9.61% gross yield at $129,000. Rent of $1,033/mo nets $230/mo after the $580/mo mortgage. The 1.78 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $35,640 and $1,188/yr in equity accumulation project a total cumulative return of $63,708.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $230 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,033 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
10,650 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64840, Diamond, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,109 (100%) |
| Owner Occupied HU | 832 (75.0%) |
| Renter Occupied HU | 199 (17.9%) |
| Vacant Housing Units | 78 ( 7.0%) |
| Median Home Value | $230,242 |
| Average Home Value | $268,750 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,116
Multi-Family
1
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
10,650 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64840, Diamond, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,109 (100%) |
| Owner Occupied HU | 832 (75.0%) |
| Renter Occupied HU | 199 (17.9%) |
| Vacant Housing Units | 78 ( 7.0%) |
| Median Home Value | $230,242 |
| Average Home Value | $268,750 |
Housing Distribution
Address Breakdown
Residential
1,117
Single Family
1,116
Multi-Family
1
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Forbes • Pro 100 Neosho
Mls Name: Ozark Gateway AOR
Mls Provider:
Mls ID: #244403
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.