202 Charleston AveShoshoneCA92384
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 202 Charleston Ave, Shoshone, CA, 92384 in Shoshone earns a 8.42% gross yield at $259,000. Rent of $1,755/mo nets $215/mo after the $1,165/mo mortgage. The 1.51 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $71,557 and $2,385/yr in equity accumulation project a total cumulative return of $108,041.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.0% |
| Monthly Cash Flow | $215 | $150 |
City averages based on Shoshone market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,755 |
| Total Monthly Debt Service | $1,499 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
2.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92384, Shoshone, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 46 (100%) |
| Owner Occupied HU | 11 (23.9%) |
| Renter Occupied HU | 20 (43.5%) |
| Vacant Housing Units | 15 (32.6%) |
| Median Home Value | $109,375 |
| Average Home Value | $139,545 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
2.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92384, Shoshone, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 46 (100%) |
| Owner Occupied HU | 11 (23.9%) |
| Renter Occupied HU | 20 (43.5%) |
| Vacant Housing Units | 15 (32.6%) |
| Median Home Value | $109,375 |
| Average Home Value | $139,545 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenifer Castaneda • Blue Sky Real Estate
Mls Name: Inyo County/Bishop MLS
Mls ID: #2312928
Disclaimer: Copyright Inyo County/Bishop MLS. All rights reserved. Information is deemed reliable but not guaranteed.