20195 E Fair LaneCentennialCO80016
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 20195 E Fair Lane, Centennial, CO, 80016 in Centennial is a conservative rental investment at $865,000. Rental yield 6.45%. A 1.19 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $238,984; $7,967/yr in principal paydown supplements. Total projected return: $286,323.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 3.8% |
| Monthly Cash Flow | $(644) | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,648 |
| Total Monthly Debt Service | $4,947 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
7,971 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80016, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,324 (100%) |
| Owner Occupied HU | 19,395 (73.7%) |
| Renter Occupied HU | 5,767 (21.9%) |
| Vacant Housing Units | 1,162 ( 4.4%) |
| Median Home Value | $734,481 |
| Average Home Value | $781,173 |
Housing Distribution
Address Breakdown
Residential
25,837
Single Family
20,698
Multi-Family
5,139
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
7,971 sqft lot
$N/A/sqft
$80 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80016, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,324 (100%) |
| Owner Occupied HU | 19,395 (73.7%) |
| Renter Occupied HU | 5,767 (21.9%) |
| Vacant Housing Units | 1,162 ( 4.4%) |
| Median Home Value | $734,481 |
| Average Home Value | $781,173 |
Housing Distribution
Address Breakdown
Residential
25,837
Single Family
20,698
Multi-Family
5,139
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dustin Griffith • RE/MAX Professionals
Mls Name: REcolorado as distributed by MLS GRID
Mls Provider:
Mls ID: #2223543
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