20191 Kit CtVolcanoCA95689
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Volcano rentals match the income profile of 20191 Kit Ct, Volcano, CA, 95689. Listed at $281,800, gross rent is $2,749/mo and net cash flow is $1,006/mo, a 11.71% yield well above national averages. DSCR 2.17 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $77,856 by year five with $2,595/yr in annual principal reduction, projecting $171,580 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 5.0% |
| Monthly Cash Flow | $1,006 | $1,200 |
City averages based on Volcano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,749 |
| Total Monthly Debt Service | $1,631 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.02 Acres lot
$N/A/sqft
Has HOA fee HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95689, Volcano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 905 (100%) |
| Owner Occupied HU | 605 (66.9%) |
| Renter Occupied HU | 92 (10.2%) |
| Vacant Housing Units | 208 (23.0%) |
| Median Home Value | $581,358 |
| Average Home Value | $692,905 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
631
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.02 Acres lot
$N/A/sqft
Has HOA fee HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95689, Volcano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 905 (100%) |
| Owner Occupied HU | 605 (66.9%) |
| Renter Occupied HU | 92 (10.2%) |
| Vacant Housing Units | 208 (23.0%) |
| Median Home Value | $581,358 |
| Average Home Value | $692,905 |
Housing Distribution
Address Breakdown
Residential
631
Single Family
631
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A