20139 Leadwell St UNIT 5WinnetkaCA91306
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 20139 Leadwell St UNIT 5, Winnetka, CA, 91306 in Winnetka is narrow, $154/mo net on $3,488/mo rent after the $2,424/mo debt service, but the property operates at break-even-plus, not a loss. At $539,000 with a 7.77% yield, the long-run equity case via 5% appreciation ($148,916 over five years) and $4,964/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $214,242.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $154 | $250 |
City averages based on Winnetka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,488 |
| Total Monthly Debt Service | $3,120 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1976
2.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91306, Winnetka, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,576 (100%) |
| Owner Occupied HU | 8,183 (52.5%) |
| Renter Occupied HU | 7,011 (45.0%) |
| Vacant Housing Units | 382 ( 2.5%) |
| Median Home Value | $772,699 |
| Average Home Value | $789,461 |
Housing Distribution
Address Breakdown
Residential
14,980
Single Family
9,619
Multi-Family
5,361
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1976
2.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91306, Winnetka, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,576 (100%) |
| Owner Occupied HU | 8,183 (52.5%) |
| Renter Occupied HU | 7,011 (45.0%) |
| Vacant Housing Units | 382 ( 2.5%) |
| Median Home Value | $772,699 |
| Average Home Value | $789,461 |
Housing Distribution
Address Breakdown
Residential
14,980
Single Family
9,619
Multi-Family
5,361
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Allan Sekiranda • Luxury Collective
Mls Name: CRMLS
Mls ID: #SR25188815