2012 S Ridge TerHidden ValleyPA15502
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 2012 S Ridge Ter, Hidden Valley, PA, 15502 in Hidden Valley. Rental yield 6.34%. The 1.17 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $75,977 and $2,533/yr in principal reduction project total return of $82,215.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.2% |
| Monthly Cash Flow | $(349) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,453 |
| Total Monthly Debt Service | $1,693 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15502, Hidden Valley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 804 (100%) |
| Owner Occupied HU | 102 (12.7%) |
| Renter Occupied HU | 10 ( 1.2%) |
| Vacant Housing Units | 692 (86.1%) |
| Median Home Value | $393,333 |
| Average Home Value | $565,858 |
Housing Distribution
Address Breakdown
Residential
193
Single Family
0
Multi-Family
193
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15502, Hidden Valley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 804 (100%) |
| Owner Occupied HU | 102 (12.7%) |
| Renter Occupied HU | 10 ( 1.2%) |
| Vacant Housing Units | 692 (86.1%) |
| Median Home Value | $393,333 |
| Average Home Value | $565,858 |
Housing Distribution
Address Breakdown
Residential
193
Single Family
0
Multi-Family
193
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steve Limani • REALTY ONE GROUP GOLD STANDARD
Mls Name: WPMLS
Mls ID: #1732010