20117 HoyaSan AntonioTX78266
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20117 Hoya, San Antonio, TX, 78266 in San Antonio speaks for itself: 11.16% gross on a $617,000 price, generating $5,737/mo in rent and $1,350/mo in net income after the $2,774/mo debt service. DSCR 2.07, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,195 stacks alongside $170,466 in projected five-year appreciation and $5,683/yr in principal reduction. Projected total cumulative return: $323,327.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.8% |
| Monthly Cash Flow | $1,350 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,737 |
| Total Monthly Debt Service | $4,142 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78266, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,832 (100%) |
| Owner Occupied HU | 2,349 (82.9%) |
| Renter Occupied HU | 427 (15.1%) |
| Vacant Housing Units | 56 ( 2.0%) |
| Median Home Value | $688,579 |
| Average Home Value | $711,878 |
Housing Distribution
Address Breakdown
Residential
3,196
Single Family
3,196
Multi-Family
0
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78266, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,832 (100%) |
| Owner Occupied HU | 2,349 (82.9%) |
| Renter Occupied HU | 427 (15.1%) |
| Vacant Housing Units | 56 ( 2.0%) |
| Median Home Value | $688,579 |
| Average Home Value | $711,878 |
Housing Distribution
Address Breakdown
Residential
3,196
Single Family
3,196
Multi-Family
0
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Meisel • JB Goodwin, REALTORS
Mls Name: LERA MLS
Mls ID: #1912032