2011 Avenida De La CruzSan YsidroCA92173
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2011 Avenida De La Cruz, San Ysidro, CA, 92173 in San Ysidro. Priced at $480,000, it generates $4,337/mo in gross rent and $1,247/mo in net monthly cash flow, a 10.84% yield that comfortably supports the 2.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,969. Five-year appreciation: $132,615. Equity from principal paydown: $4,421/yr. Total projected cumulative return: $262,835.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $1,247 | $500 |
City averages based on San Ysidro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,337 |
| Total Monthly Debt Service | $2,898 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
3.17 Acres lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92173, San Ysidro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,352 (100%) |
| Owner Occupied HU | 2,862 (34.3%) |
| Renter Occupied HU | 5,293 (63.4%) |
| Vacant Housing Units | 197 ( 2.4%) |
| Median Home Value | $577,840 |
| Average Home Value | $691,130 |
Housing Distribution
Address Breakdown
Residential
7,810
Single Family
5,491
Multi-Family
2,319
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
3.17 Acres lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92173, San Ysidro, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,352 (100%) |
| Owner Occupied HU | 2,862 (34.3%) |
| Renter Occupied HU | 5,293 (63.4%) |
| Vacant Housing Units | 197 ( 2.4%) |
| Median Home Value | $577,840 |
| Average Home Value | $691,130 |
Housing Distribution
Address Breakdown
Residential
7,810
Single Family
5,491
Multi-Family
2,319
Businesses
660
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices