20107 SW 123rd DrMiamiFL33177
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 20107 SW 123rd Dr, Miami, FL, 33177 in Miami earns a 9.86% gross yield at $365,000. Rent of $2,998/mo nets $283/mo after the $1,641/mo mortgage. The 1.83 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $100,843 and $3,362/yr in equity accumulation project a total cumulative return of $158,640.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.8% |
| Monthly Cash Flow | $283 | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,998 |
| Total Monthly Debt Service | $2,570 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1976
N/A lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33177, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,261 (100%) |
| Owner Occupied HU | 12,443 (72.1%) |
| Renter Occupied HU | 4,422 (25.6%) |
| Vacant Housing Units | 396 ( 2.3%) |
| Median Home Value | $469,838 |
| Average Home Value | $543,152 |
Housing Distribution
Address Breakdown
Residential
16,831
Single Family
15,351
Multi-Family
1,480
Businesses
755
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1976
N/A lot
$N/A/sqft
$150 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33177, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,261 (100%) |
| Owner Occupied HU | 12,443 (72.1%) |
| Renter Occupied HU | 4,422 (25.6%) |
| Vacant Housing Units | 396 ( 2.3%) |
| Median Home Value | $469,838 |
| Average Home Value | $543,152 |
Housing Distribution
Address Breakdown
Residential
16,831
Single Family
15,351
Multi-Family
1,480
Businesses
755
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marieli Mojarena Betancourt • Miami New Realty
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11831627
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.