








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Monticello at 201 W 4th St, Monticello, IA, 52310 offers $878/mo rent that, after a $1,174/mo payment. Total monthly income is $878/mo. Return on cash invested measures 9.65% in year one, and rental yield stands at 4.39% at a $239,900 entry. Equity gained on principal adds $1,548/yr while 5% annual appreciation compounds into $66,280 by year five. Five-year ROI records 48.29% and total cumulative return in cash reaches $38,407. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $878/mo property income versus a $1,174/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2024
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 52310, Monticello, IA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,901 (100%) |
| Owner Occupied HU | 2,047 (70.6%) |
| Renter Occupied HU | 621 (21.4%) |
| Vacant Housing Units | 233 ( 8.0%) |
| Median Home Value | $197,579 |
| Average Home Value | $240,809 |
Residential
2,617
Single Family
2,464
Multi-Family
153
Businesses
229
Date | Event | Price |
|---|---|---|
| 2025-04-21 | Listed for sale | $239,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-04-24 | $1250.00 | -1.11% | $69,950 | N/A |
| 2023-04-24 | $1264.00 | 10.88% | $69,950 | 18.06% |
| 2022-04-24 | $1140.00 | 4.01% | $59,250 | N/A |



Listed by: Michael Mcdonough • McDonough Real Estate
Mls Name: Northeast Iowa Regional BOR
Mls Provider:
Mls ID: #20251684
Disclaimer: IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Based on information submitted to the MLS GRID as of 2025-04-24 12:32:31 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Prices displayed on all Sold listings are the Last Known Listing Price and may not be the actual selling price.