201 Thorndike St #2-312, Lowell, MA, 01852 | $655/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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201 Thorndike St #2-312, Lowell, MA, 01852 | $655/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lowell at 201 Thorndike St #2-312, Lowell, MA, 01852 listed at $359,000 pairs $2,918/mo rent with a $1,757/mo payment to leave $655/mo cash flow. Total monthly income runs $2,918/mo, and annual cash flow reaches $7,865/yr on $119,009 cash to close. Return on cash invested measures 26.52% in year one, and rental yield registers 9.75% at a $359,000 basis. Equity gained on principal adds $2,317/yr, and annual property appreciation at 5% supports $99,185 by year five. Five-year ROI tracks 138.44% and total cumulative return in cash totals $164,755. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,918/mo property income relative to a $1,757/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 1985

N/A lot

$N/A/sqft

No HOA

More details about the property

Welcome to The Keith Academy Condominiums, where history meets modern style in the heart of Lowell. This tri-level, 2-bedroom, 1-bath condo offers 1,185 sq. ft. of character-filled living space inside the converted steeple of a historic church. Step inside to soaring 15-foot brick ceilings, exposed beams, and large arched windows that flood the space with natural light. The granite and exposed brick walls blend timeless architecture with a cool, urban vibe. Enjoy a panoramic view that stretches all the way to the Boston skyline from your private catwalk. Recent updates include new flooring on the upper two levels. The building features an in-ground swimming pool and deeded parking. Located close to the train station, UMass, South Common Park, restaurants, and shops, this is a commuter's dream. Experience one of Lowell's most unique homes historic charm with a modern edge.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01852, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,854 (100%)
Owner Occupied HU	6,449 (40.7%)
Renter Occupied HU	8,567 (54.0%)
Vacant Housing Units	838 ( 5.3%)
Median Home Value	$469,145
Average Home Value	$555,537