201 S Division StAnamosaIA52205
INVESTMENT ANALYSIS
Investment Verdict
Solid Income201 S Division St, Anamosa, IA, 52205 in Anamosa earns a respectable 9.53% gross yield at $147,000, but after the $661/mo mortgage the net cash flow is $171/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.78) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $40,613 over five years, making equity the dominant return driver. Total projected return: $67,603.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $171 | $250 |
City averages based on Anamosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,174 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52205, Anamosa, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,579 (100%) |
| Owner Occupied HU | 2,549 (71.2%) |
| Renter Occupied HU | 728 (20.3%) |
| Vacant Housing Units | 302 ( 8.4%) |
| Median Home Value | $235,908 |
| Average Home Value | $276,994 |
Housing Distribution
Address Breakdown
Residential
3,350
Single Family
3,211
Multi-Family
139
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52205, Anamosa, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,579 (100%) |
| Owner Occupied HU | 2,549 (71.2%) |
| Renter Occupied HU | 728 (20.3%) |
| Vacant Housing Units | 302 ( 8.4%) |
| Median Home Value | $235,908 |
| Average Home Value | $276,994 |
Housing Distribution
Address Breakdown
Residential
3,350
Single Family
3,211
Multi-Family
139
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Will Brandt • SKOGMAN REALTY
Mls Name: CRAAR, CDRMLS
Mls Provider:
Mls ID: #2502726
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.