201 S Carson StLong PtIL61333
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 201 S Carson St, Long Pt, IL, 61333 in Long Pt earns a 11.62% gross yield at $143,500. Rent of $1,390/mo nets $394/mo after the $645/mo mortgage. The 2.16 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $39,646 and $1,322/yr in equity accumulation project a total cumulative return of $80,350.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 10.0% |
| Monthly Cash Flow | $394 | $150 |
City averages based on Long Pt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,390 |
| Total Monthly Debt Service | $938 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61333, Long Point, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 167 (100%) |
| Owner Occupied HU | 125 (74.9%) |
| Renter Occupied HU | 24 (14.4%) |
| Vacant Housing Units | 18 (10.8%) |
| Median Home Value | $169,500 |
| Average Home Value | $176,660 |
Housing Distribution
Address Breakdown
Residential
116
Single Family
116
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61333, Long Point, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 167 (100%) |
| Owner Occupied HU | 125 (74.9%) |
| Renter Occupied HU | 24 (14.4%) |
| Vacant Housing Units | 18 (10.8%) |
| Median Home Value | $169,500 |
| Average Home Value | $176,660 |
Housing Distribution
Address Breakdown
Residential
116
Single Family
116
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices