201 Point Anne LnMc GregorIA52157
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 201 Point Anne Ln, Mc Gregor, IA, 52157 in Mc Gregor. Rental yield 7.37%. The 1.37 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $65,617 and $2,187/yr in principal reduction project total return of $84,997.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(83) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,459 |
| Total Monthly Debt Service | $1,448 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1882
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52157, Mc Gregor, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 987 (100%) |
| Owner Occupied HU | 604 (61.2%) |
| Renter Occupied HU | 208 (21.1%) |
| Vacant Housing Units | 175 (17.7%) |
| Median Home Value | $208,738 |
| Average Home Value | $253,531 |
Housing Distribution
Address Breakdown
Residential
644
Single Family
577
Multi-Family
67
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1882
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52157, Mc Gregor, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 987 (100%) |
| Owner Occupied HU | 604 (61.2%) |
| Renter Occupied HU | 208 (21.1%) |
| Vacant Housing Units | 175 (17.7%) |
| Median Home Value | $208,738 |
| Average Home Value | $253,531 |
Housing Distribution
Address Breakdown
Residential
644
Single Family
577
Multi-Family
67
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices