201 N Thompson StTiptonCA93272
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 201 N Thompson St, Tipton, CA, 93272 in Tipton speaks for itself: 11.53% gross on a $205,000 price, generating $1,970/mo in rent and $702/mo in net income after the $922/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,427 stacks alongside $56,638 in projected five-year appreciation and $1,888/yr in principal reduction. Projected total cumulative return: $122,925.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 7.0% |
| Monthly Cash Flow | $702 | $1,200 |
City averages based on Tipton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,970 |
| Total Monthly Debt Service | $1,187 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93272, Tipton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 984 (100%) |
| Owner Occupied HU | 396 (40.2%) |
| Renter Occupied HU | 554 (56.3%) |
| Vacant Housing Units | 34 ( 3.5%) |
| Median Home Value | $343,590 |
| Average Home Value | $736,831 |
Housing Distribution
Address Breakdown
Residential
660
Single Family
608
Multi-Family
52
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93272, Tipton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 984 (100%) |
| Owner Occupied HU | 396 (40.2%) |
| Renter Occupied HU | 554 (56.3%) |
| Vacant Housing Units | 34 ( 3.5%) |
| Median Home Value | $343,590 |
| Average Home Value | $736,831 |
Housing Distribution
Address Breakdown
Residential
660
Single Family
608
Multi-Family
52
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: TCMLS
Mls ID: #242848