201 N Gayle AveBunkieLA71322
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 201 N Gayle Ave, Bunkie, LA, 71322 in Bunkie fits: $165,000, 4.58% gross yield, and a projected 5% annual appreciation rate adding $45,586 in value within five years. Rental yield 4.58%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.85) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $1,520/yr in principal paydown and $45,586 in appreciation project a total return of $37,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 8.5% |
| Monthly Cash Flow | $(420) | $850 |
City averages based on Bunkie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $630 |
| Total Monthly Debt Service | $956 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71322, Bunkie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,040 (100%) |
| Owner Occupied HU | 1,556 (51.2%) |
| Renter Occupied HU | 832 (27.4%) |
| Vacant Housing Units | 652 (21.4%) |
| Median Home Value | $125,368 |
| Average Home Value | $211,568 |
Housing Distribution
Address Breakdown
Residential
2,272
Single Family
2,220
Multi-Family
52
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71322, Bunkie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,040 (100%) |
| Owner Occupied HU | 1,556 (51.2%) |
| Renter Occupied HU | 832 (27.4%) |
| Vacant Housing Units | 652 (21.4%) |
| Median Home Value | $125,368 |
| Average Home Value | $211,568 |
Housing Distribution
Address Breakdown
Residential
2,272
Single Family
2,220
Multi-Family
52
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kyle Cullen-Nevils • CALL THE KELONES REALTY
Mls Name: GCLRA
Mls Provider:
Mls ID: #2482969
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.