201 Emerson Ave NERenvilleMN56284
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 201 Emerson Ave NE, Renville, MN, 56284 in Renville. Priced at $179,000, it generates $1,730/mo in gross rent and $613/mo in net monthly cash flow, a 11.6% yield that comfortably supports the 2.15 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,352. Five-year appreciation: $49,454. Equity from principal paydown: $1,649/yr. Total projected cumulative return: $107,343.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.0% |
| Monthly Cash Flow | $613 | $250 |
City averages based on Renville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,730 |
| Total Monthly Debt Service | $1,047 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1918
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56284, Renville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 873 (100%) |
| Owner Occupied HU | 579 (66.3%) |
| Renter Occupied HU | 201 (23.0%) |
| Vacant Housing Units | 93 (10.7%) |
| Median Home Value | $175,313 |
| Average Home Value | $228,765 |
Housing Distribution
Address Breakdown
Residential
388
Single Family
320
Multi-Family
68
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1918
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56284, Renville, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 873 (100%) |
| Owner Occupied HU | 579 (66.3%) |
| Renter Occupied HU | 201 (23.0%) |
| Vacant Housing Units | 93 (10.7%) |
| Median Home Value | $175,313 |
| Average Home Value | $228,765 |
Housing Distribution
Address Breakdown
Residential
388
Single Family
320
Multi-Family
68
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices