201 Alleghany StLoyaltonCA96118
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow201 Alleghany St, Loyalton, CA, 96118 in Loyalton is a top-tier cash-flow asset. At $299,000 it produces $4,786/mo in rent and $2,750/mo in net monthly income, a 19.21% gross rental yield. The DSCR of 3.56 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $32,995. Five-year appreciation adds $82,608, driving a total cumulative return of $291,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.2% | 6.0% |
| Monthly Cash Flow | $2,750 | $1,200 |
City averages based on Loyalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,786 |
| Total Monthly Debt Service | $1,917 |
| DSCR Ratio | 2.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96118, Loyalton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 675 (100%) |
| Owner Occupied HU | 431 (63.9%) |
| Renter Occupied HU | 166 (24.6%) |
| Vacant Housing Units | 78 (11.6%) |
| Median Home Value | $312,162 |
| Average Home Value | $481,369 |
Housing Distribution
Address Breakdown
Residential
8
Single Family
8
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96118, Loyalton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 675 (100%) |
| Owner Occupied HU | 431 (63.9%) |
| Renter Occupied HU | 166 (24.6%) |
| Vacant Housing Units | 78 (11.6%) |
| Median Home Value | $312,162 |
| Average Home Value | $481,369 |
Housing Distribution
Address Breakdown
Residential
8
Single Family
8
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices