2009 S China StBradyTX76825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 2009 S China St, Brady, TX, 76825 in Brady earns a 10.9% gross yield at $219,000. Rent of $1,990/mo nets $432/mo after the $985/mo mortgage. The 2.02 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $60,506 and $2,017/yr in equity accumulation project a total cumulative return of $111,778.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $432 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,990 |
| Total Monthly Debt Service | $1,470 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76825, Brady, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,409 (100%) |
| Owner Occupied HU | 1,869 (54.8%) |
| Renter Occupied HU | 830 (24.3%) |
| Vacant Housing Units | 710 (20.8%) |
| Median Home Value | $110,176 |
| Average Home Value | $205,555 |
Housing Distribution
Address Breakdown
Residential
2,864
Single Family
2,736
Multi-Family
128
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76825, Brady, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,409 (100%) |
| Owner Occupied HU | 1,869 (54.8%) |
| Renter Occupied HU | 830 (24.3%) |
| Vacant Housing Units | 710 (20.8%) |
| Median Home Value | $110,176 |
| Average Home Value | $205,555 |
Housing Distribution
Address Breakdown
Residential
2,864
Single Family
2,736
Multi-Family
128
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices