2008 Monteith StFlintMI48504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2008 Monteith St, Flint, MI, 48504 in Flint speaks for itself: 21.88% gross on a $115,000 price, generating $2,096/mo in rent and $1,338/mo in net income after the $517/mo debt service. DSCR 4.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,056 stacks alongside $31,772 in projected five-year appreciation and $1,059/yr in principal reduction. Projected total cumulative return: $129,911.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.9% | 8.2% |
| Monthly Cash Flow | $1,338 | $150 |
City averages based on Flint market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,096 |
| Total Monthly Debt Service | $713 |
| DSCR Ratio | 2.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48504, Flint, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,706 (100%) |
| Owner Occupied HU | 6,260 (53.5%) |
| Renter Occupied HU | 3,646 (31.1%) |
| Vacant Housing Units | 1,800 (15.4%) |
| Median Home Value | $56,613 |
| Average Home Value | $119,600 |
Housing Distribution
Address Breakdown
Residential
10,016
Single Family
9,358
Multi-Family
658
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48504, Flint, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,706 (100%) |
| Owner Occupied HU | 6,260 (53.5%) |
| Renter Occupied HU | 3,646 (31.1%) |
| Vacant Housing Units | 1,800 (15.4%) |
| Median Home Value | $56,613 |
| Average Home Value | $119,600 |
Housing Distribution
Address Breakdown
Residential
10,016
Single Family
9,358
Multi-Family
658
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices