20053 Northcliff DrSanta ClaritaCA91351
INVESTMENT ANALYSIS
Investment Verdict
Solid Income20053 Northcliff Dr, Santa Clarita, CA, 91351 in Santa Clarita earns a respectable 8.1% gross yield at $315,000, but after the $1,416/mo mortgage the net cash flow is $177/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.50) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $87,029 over five years, making equity the dominant return driver. Total projected return: $130,918.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.5% |
| Monthly Cash Flow | $177 | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,126 |
| Total Monthly Debt Service | $1,823 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91351, Canyon Country, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,498 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,635 (22.9%) |
| Vacant Housing Units | 294 ( 2.6%) |
| Median Home Value | $659,122 |
| Average Home Value | $677,510 |
Housing Distribution
Address Breakdown
Residential
10,725
Single Family
9,605
Multi-Family
1,120
Businesses
912
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91351, Canyon Country, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,498 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,635 (22.9%) |
| Vacant Housing Units | 294 ( 2.6%) |
| Median Home Value | $659,122 |
| Average Home Value | $677,510 |
Housing Distribution
Address Breakdown
Residential
10,725
Single Family
9,605
Multi-Family
1,120
Businesses
912
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Millicent Crisp • JAMIL ALAM, BROKER
Mls Name: CRMLS
Mls ID: #CV25192503