20038 N County Road 2350eOaklandIL61943



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 0% gross rental yield, 20038 N County Road 2350e, Oakland, IL, 61943 in Oakland is priced for capital growth, not immediate cash flow. The $249,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $69,043 by year five, with $2,302/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.00) qualifies for non-U.S. residents without personal income documents.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $150 |
City averages based on Oakland market data in our database. Property projections are estimates.
Single Family
Built in 1900
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61943, Oakland, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 728 (100%) |
| Owner Occupied HU | 522 (71.7%) |
| Renter Occupied HU | 103 (14.1%) |
| Vacant Housing Units | 103 (14.1%) |
| Median Home Value | $108,214 |
| Average Home Value | $152,711 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
498
Multi-Family
0
Businesses
55



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No similar rental properties found nearby.
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1900
4.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61943, Oakland, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 728 (100%) |
| Owner Occupied HU | 522 (71.7%) |
| Renter Occupied HU | 103 (14.1%) |
| Vacant Housing Units | 103 (14.1%) |
| Median Home Value | $108,214 |
| Average Home Value | $152,711 |
Housing Distribution
Address Breakdown
Residential
498
Single Family
498
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices








