20036 Indian Tom Dr, Cottonwood, CA, 96022 | $1,320/mo Cash Flow

Sold

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1716 sft

14010 Trinity Ave, Red Bluff, CA, 96080

3 Bed
2 Bath
1908 sft

910 Hallmark Dr, Redding, CA, 96001

Rental Income+ 1 more

3 Bed
3 Bath
1920 sft

11131 Sara Dr, Redding, CA, 96003

3 Bed
2 Bath
1760 sft

19153 Windward Way, Cottonwood, CA, 96022

Nearby investment properties with comparable prices

4 Bed
2 Bath
- sft

415 Antelope Blvd, Red Bluff, CA, 96080

3 Bed
2 Bath
1148 sft

4410 Melody Ln, Redding, CA, 96001

3 Bed
2 Bath
1400 sft

210 Sunset St, Red Bluff, CA, 96080

3 Bed
2 Bath
1367 sft

1915 Luning St, Red Bluff, CA, 96080

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Cottonwood at 20036 Indian Tom Dr, Cottonwood, CA, 96022 offers $3,444/mo rent that, after a $1,610/mo payment, leaves $1,320/mo cash flow. Total monthly income is $3,444/mo, and annual cash flow is $15,840/yr on $109,064 cash. Return on cash invested measures 34.43% in year one, and rental yield stands at 12.56% at a $329,000 entry. Equity gained on principal adds $2,123/yr while 5% annual appreciation compounds into $90,897 by year five. Five-year ROI records 181.11% and total cumulative return in cash reaches $197,529. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,444/mo property income versus a $1,610/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1981

0.30 Acres lot

$N/A/sqft

$89 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96022, Cottonwood, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,867 (100%)
Owner Occupied HU	4,923 (71.7%)
Renter Occupied HU	1,368 (19.9%)
Vacant Housing Units	576 ( 8.4%)
Median Home Value	$434,730
Average Home Value	$463,146