20022 Northcrest SqCupertinoCA95014
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.2% gross rental yield, 20022 Northcrest Sq, Cupertino, CA, 95014 in Cupertino is priced for capital growth, not immediate cash flow. The $1,098,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $303,357 by year five, with $10,113/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.96) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $285,435.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.0% |
| Monthly Cash Flow | $(2,701) | $3,000 |
City averages based on Cupertino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,758 |
| Total Monthly Debt Service | $6,356 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1973
1,358 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95014, Cupertino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,830 (100%) |
| Owner Occupied HU | 12,434 (54.5%) |
| Renter Occupied HU | 9,160 (40.1%) |
| Vacant Housing Units | 1,236 ( 5.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,864,697 |
Housing Distribution
Address Breakdown
Residential
22,110
Single Family
17,660
Multi-Family
4,450
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1973
1,358 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95014, Cupertino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,830 (100%) |
| Owner Occupied HU | 12,434 (54.5%) |
| Renter Occupied HU | 9,160 (40.1%) |
| Vacant Housing Units | 1,236 ( 5.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,864,697 |
Housing Distribution
Address Breakdown
Residential
22,110
Single Family
17,660
Multi-Family
4,450
Businesses
1,343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ilana Nahouraii • Intero Real Estate Services
Mls Name: MLSListings Inc
Mls ID: #ML82032265