2002 Washington St, Commerce, TX, 75428 | Equity Gain $3,226/yr

Off market

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Commerce at 2002 Washington St, Commerce, TX, 75428 offers a 2.6% rental yield on a $500,000 purchase with $1,084/mo rent. 75% in year one. Equity gained on principal adds $3,226/yr while 5% annual appreciation supports $138,141 over five years. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,084/mo property income against a $2,447/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Apartment

Built in N/A

0.41 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 75428, Commerce, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,530 (100%)
Owner Occupied HU	1,672 (36.9%)
Renter Occupied HU	2,069 (45.7%)
Vacant Housing Units	789 (17.4%)
Median Home Value	$213,864
Average Home Value	$283,327