2000 N Refugio RdSanta YnezCA93460
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Santa Ynez at 2000 N Refugio Rd, Santa Ynez, CA, 93460 projects strong ROI of 8%. Rental yield 3.28%. With 5% annual appreciation, the property builds $827,463 in value over five years. Equity growth combined delivers a projected five-year ROI of 55.66%, translating into $470,912 in total cumulative return on $846,088 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 5.0% |
| Monthly Cash Flow | $(10,329) | $2,000 |
City averages based on Santa Ynez market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,198 |
| Total Monthly Debt Service | $17,336 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1942
10.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93460, Santa Ynez, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,345 (100%) |
| Owner Occupied HU | 1,483 (63.2%) |
| Renter Occupied HU | 582 (24.8%) |
| Vacant Housing Units | 280 (11.9%) |
| Median Home Value | $1,392,361 |
| Average Home Value | $1,478,992 |
Housing Distribution
Address Breakdown
Residential
2,007
Single Family
1,946
Multi-Family
61
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1942
10.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93460, Santa Ynez, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,345 (100%) |
| Owner Occupied HU | 1,483 (63.2%) |
| Renter Occupied HU | 582 (24.8%) |
| Vacant Housing Units | 280 (11.9%) |
| Median Home Value | $1,392,361 |
| Average Home Value | $1,478,992 |
Housing Distribution
Address Breakdown
Residential
2,007
Single Family
1,946
Multi-Family
61
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Glynnis D Mullenary • Berkshire Hathaway HomeServ-Los Olivos
Mls Name: North Santa Barbara County MLS
Mls ID: #25002081