200 Westgate DrMount Holly SpringsPA17065
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 200 Westgate Dr, Mount Holly Springs, PA, 17065 in Mount Holly Springs offers a clean, manageable entry. Rental yield 6.18%. DSCR 1.15 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $135,350 in additional property value over five years, with $4,512/yr in principal equity building ownership stake. Total projected cumulative return: $142,450.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.2% |
| Monthly Cash Flow | $(685) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,525 |
| Total Monthly Debt Service | $3,015 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17065, Mount Holly Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,896 (100%) |
| Owner Occupied HU | 1,442 (76.1%) |
| Renter Occupied HU | 381 (20.1%) |
| Vacant Housing Units | 73 ( 3.9%) |
| Median Home Value | $284,266 |
| Average Home Value | $333,471 |
Housing Distribution
Address Breakdown
Residential
1,783
Single Family
1,766
Multi-Family
17
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17065, Mount Holly Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,896 (100%) |
| Owner Occupied HU | 1,442 (76.1%) |
| Renter Occupied HU | 381 (20.1%) |
| Vacant Housing Units | 73 ( 3.9%) |
| Median Home Value | $284,266 |
| Average Home Value | $333,471 |
Housing Distribution
Address Breakdown
Residential
1,783
Single Family
1,766
Multi-Family
17
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TRIN GARCIA • Iron Valley Real Estate of Chambersburg
Mls Name: Bright MLS
Mls ID: #PACB2043952