200 Stumptown RdOsceola MillsPA16666
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 200 Stumptown Rd, Osceola Mills, PA, 16666 in Osceola Mills. Priced at $152,000, it generates $2,130/mo in gross rent and $1,134/mo in net monthly cash flow, a 16.82% yield that comfortably supports the 3.12 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,608. Five-year appreciation: $41,995. Equity from principal paydown: $1,400/yr. Total projected cumulative return: $130,889.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.2% |
| Monthly Cash Flow | $1,134 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,130 |
| Total Monthly Debt Service | $936 |
| DSCR Ratio | 2.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16666, Osceola Mills, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,373 (100%) |
| Owner Occupied HU | 1,029 (74.9%) |
| Renter Occupied HU | 208 (15.1%) |
| Vacant Housing Units | 136 ( 9.9%) |
| Median Home Value | $116,023 |
| Average Home Value | $145,510 |
Housing Distribution
Address Breakdown
Residential
1,231
Single Family
1,231
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16666, Osceola Mills, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,373 (100%) |
| Owner Occupied HU | 1,029 (74.9%) |
| Renter Occupied HU | 208 (15.1%) |
| Vacant Housing Units | 136 ( 9.9%) |
| Median Home Value | $116,023 |
| Average Home Value | $145,510 |
Housing Distribution
Address Breakdown
Residential
1,231
Single Family
1,231
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Doran • Realty One Group Landmark
Mls Name: Bright MLS
Mls Provider:
Mls ID: #PACD2045052