200 S 8th StSanta RosaNM88435
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 200 S 8th St, Santa Rosa, NM, 88435 in Santa Rosa is straightforward: $200,000 in, $1,469/mo in rent, $295/mo out after debt service. The 8.81% gross yield and 1.63 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $55,256 by year five. With $1,842/yr in principal equity, the total cumulative return is projected at $94,571.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $295 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,469 |
| Total Monthly Debt Service | $1,094 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1945
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88435, Santa Rosa, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 785 (48.4%) |
| Renter Occupied HU | 463 (28.6%) |
| Vacant Housing Units | 373 (23.0%) |
| Median Home Value | $122,321 |
| Average Home Value | $197,003 |
Housing Distribution
Address Breakdown
Residential
1,148
Single Family
1,148
Multi-Family
0
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1945
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 88435, Santa Rosa, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,621 (100%) |
| Owner Occupied HU | 785 (48.4%) |
| Renter Occupied HU | 463 (28.6%) |
| Vacant Housing Units | 373 (23.0%) |
| Median Home Value | $122,321 |
| Average Home Value | $197,003 |
Housing Distribution
Address Breakdown
Residential
1,148
Single Family
1,148
Multi-Family
0
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol L Neely • Roadrunner Realty & Investment
Mls Name: SWMLS
Mls ID: #1092733