200 Riverside Blvd APT 4FNew YorkNY10069
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 200 Riverside Blvd APT 4F, New York, NY, 10069 in New York achieves 1.61, rent of $6,342/mo covers the $3,935/mo payment 1.5x over at $875,000. Rental yield 8.7%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $241,746 over five years, with $8,059/yr in principal reduction bringing total projected return to $307,175.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.8% |
| Monthly Cash Flow | $(477) | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,342 |
| Total Monthly Debt Service | $6,471 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
N/A lot
$N/A/sqft
$976 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10069, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,768 (100%) |
| Owner Occupied HU | 1,886 (32.7%) |
| Renter Occupied HU | 2,707 (46.9%) |
| Vacant Housing Units | 1,175 (20.4%) |
| Median Home Value | $1,209,607 |
| Average Home Value | $1,309,651 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
1
Multi-Family
4,182
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
N/A lot
$N/A/sqft
$976 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10069, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,768 (100%) |
| Owner Occupied HU | 1,886 (32.7%) |
| Renter Occupied HU | 2,707 (46.9%) |
| Vacant Housing Units | 1,175 (20.4%) |
| Median Home Value | $1,209,607 |
| Average Home Value | $1,309,651 |
Housing Distribution
Address Breakdown
Residential
4,183
Single Family
1
Multi-Family
4,182
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices