200 Pyle St, Geneva, IN, 46740 | $663/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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200 Pyle St, Geneva, IN, 46740 | $663/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Geneva at 200 Pyle St, Geneva, IN, 46740 priced at $172,500 converts $1,698/mo rent into $663/mo cash flow after a $844/mo obligation. Total monthly income equals $1,698/mo, and annual cash flow totals $7,954/yr on $57,184 invested. Return on cash invested prints 33.82% in year one, and rental yield reads 11.81% against a $172,500 entry. Equity gained on principal adds $1,113/yr, while 5% annual appreciation compiles into $47,659 by year five. Five-year ROI reaches 177.18% and total cumulative return in cash sums $101,318. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,698/mo property income covering a $844/mo payment, not borrower’s personal income.

Single Family

Built in 1900

8,712 sqft lot

$N/A/sqft

No HOA

More details about the property

Updates Galore! Welcome home to this beautifully maintained 3 bedroom 1.5 bathroom home full of charm and modern upgrades. Step inside from the inviting front porch or one of two custom built decks and be greeted by soaring 9 foot ceilings, a spacious living room, and a dining area. The kitchen features tastefully updated cabinets (2018) and comes complete with appliances that stay with the home. Downstairs, you'll find a convenient half bath and a fully remodeled living space (2022). Upstairs boasts a custom wooden stair rail, three bedrooms, and a stylish full bathroom with crisp white flooring and a wooden backsplash. Enjoy outdoor living with two custom built decks and a fully fenced in backyard offering privacy and comfort. This home has been updated fully from the ground up. Hot Water Heater (2025), Fresh Paint (2025), Anderson Windows Upstairs Installed (2024), New Flooring (2022), Downstairs Remolded (2022), Downstairs Windows (2019) Metal Roof, Siding, and Leaf Gutter Guards (2018) Electrical Wiring (2018), and a whole lot more! Outside enjoy the 20x22 detached garage and utility shed 8x10 for extra storage space! This home has been updated from top to bottom, providing peace of mind and modern convenience. Well cared for and move in ready homes like this dont come around often! Schedule your showing today.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46740, Geneva, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,394 (100%)
Owner Occupied HU	1,041 (74.7%)
Renter Occupied HU	252 (18.1%)
Vacant Housing Units	101 ( 7.2%)
Median Home Value	$231,954
Average Home Value	$290,639