200 Otter PlJacksonvilleAR72076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 200 Otter Pl, Jacksonville, AR, 72076 in Jacksonville. Priced at $197,500, it generates $1,475/mo in gross rent and $550/mo in net monthly cash flow, a 10.56% yield that comfortably supports the 1.66 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,605. Five-year appreciation: $54,566. Equity from principal paydown: $1,819/yr. Total projected cumulative return: $93,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.5% |
| Monthly Cash Flow | $550 | $300 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,475 |
| Total Monthly Debt Service | $1,109 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaime Spears Bias • Bias 4 U Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015564
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.