200 Circulo VeraneraTubacAZ85646
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 200 Circulo Veranera, Tubac, AZ, 85646 in Tubac. At $749,000 it earns $5,087/mo in rent and distributes $464/mo to the owner after the $3,368/mo payment, a consistent 8.15% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $206,935 in value; $6,898/yr in principal paydown compounds ownership stake. Total projected return: $325,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $464 | $250 |
City averages based on Tubac market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,087 |
| Total Monthly Debt Service | $4,129 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85646, Tubac, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,325 (100%) |
| Owner Occupied HU | 885 (66.8%) |
| Renter Occupied HU | 107 ( 8.1%) |
| Vacant Housing Units | 333 (25.1%) |
| Median Home Value | $397,148 |
| Average Home Value | $506,390 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85646, Tubac, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,325 (100%) |
| Owner Occupied HU | 885 (66.8%) |
| Renter Occupied HU | 107 ( 8.1%) |
| Vacant Housing Units | 333 (25.1%) |
| Median Home Value | $397,148 |
| Average Home Value | $506,390 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices