200 Center Ave WDeer CreekMN56527
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow200 Center Ave W, Deer Creek, MN, 56527 in Deer Creek is a top-tier cash-flow asset. At $152,800 it produces $1,499/mo in rent and $545/mo in net monthly income, a 11.77% gross rental yield. The DSCR of 2.18 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,536. Five-year appreciation adds $42,216, driving a total cumulative return of $93,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $545 | $1,200 |
City averages based on Deer Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,499 |
| Total Monthly Debt Service | $893 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56527, Deer Creek, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 411 (100%) |
| Owner Occupied HU | 305 (74.2%) |
| Renter Occupied HU | 46 (11.2%) |
| Vacant Housing Units | 60 (14.6%) |
| Median Home Value | $309,615 |
| Average Home Value | $324,861 |
Housing Distribution
Address Breakdown
Residential
302
Single Family
282
Multi-Family
20
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56527, Deer Creek, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 411 (100%) |
| Owner Occupied HU | 305 (74.2%) |
| Renter Occupied HU | 46 (11.2%) |
| Vacant Housing Units | 60 (14.6%) |
| Median Home Value | $309,615 |
| Average Home Value | $324,861 |
Housing Distribution
Address Breakdown
Residential
302
Single Family
282
Multi-Family
20
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #7041618