20 Spruce LnStillwaterNY12170
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Stillwater at 20 Spruce Ln, Stillwater, NY, 12170 priced at $159,977 pairs $1,233/mo rent with $165/mo cash flow after a $783/mo payment. Total monthly income equals $1,233/mo, and annual cash flow comes to $1,977/yr on $53,032 invested. Return on cash invested is 23.64% in year one, and rental yield stands at 9.25% on a $159,977 basis. Equity gained on principal adds $1,032/yr, and 5% annual appreciation accumulates to $44,199 by year five. Five-year ROI measures 123.49% and total cumulative return in cash reaches $65,490. For financing, Ziffy Mortgage’s DSCR program evaluates $1,233/mo property income against a $783/mo payment instead of your W2s, 1099s, or Tax returns.
Manufactured
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12170, Stillwater, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,211 (100%) |
| Owner Occupied HU | 1,540 (69.7%) |
| Renter Occupied HU | 483 (21.8%) |
| Vacant Housing Units | 188 ( 8.5%) |
| Median Home Value | $336,697 |
| Average Home Value | $420,903 |
Housing Distribution
Address Breakdown
Residential
1,808
Single Family
1,626
Multi-Family
182
Businesses
60
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Listed by: Scott Varley • KW Platform
Mls Name: NY State MLS
Mls ID: #11564574