20 Spring LaneBrewsterMA02631
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 20 Spring Lane, Brewster, MA, 02631 in Brewster. Rental yield 4.09%. At $1,065,000 with 4.09% gross yield, current distributions are modest, but the 5% appreciation rate projects $294,240 in new equity by year five, complemented by $9,809/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.76) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $205,766.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.0% |
| Monthly Cash Flow | $(3,086) | $800 |
City averages based on Brewster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,626 |
| Total Monthly Debt Service | $6,289 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02631, Brewster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,840 (100%) |
| Owner Occupied HU | 4,136 (46.8%) |
| Renter Occupied HU | 897 (10.1%) |
| Vacant Housing Units | 3,807 (43.1%) |
| Median Home Value | $784,868 |
| Average Home Value | $909,379 |
Housing Distribution
Address Breakdown
Residential
5,858
Single Family
4,974
Multi-Family
884
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02631, Brewster, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,840 (100%) |
| Owner Occupied HU | 4,136 (46.8%) |
| Renter Occupied HU | 897 (10.1%) |
| Vacant Housing Units | 3,807 (43.1%) |
| Median Home Value | $784,868 |
| Average Home Value | $909,379 |
Housing Distribution
Address Breakdown
Residential
5,858
Single Family
4,974
Multi-Family
884
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marie Kelly • Berkshire Hathaway HomeServices Robert Paul Properties
Mls Name: CCIMLS
Mls ID: #22504920