20 Sperry LnNorth AttleboroMA02760
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 20 Sperry Ln, North Attleboro, MA, 02760 in North Attleboro fits: $999,000, 5.67% gross yield, and a projected 5% annual appreciation rate adding $276,005 in value within five years. Rental yield 5.67%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.05) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,201/yr in principal paydown and $276,005 in appreciation project a total return of $278,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.5% |
| Monthly Cash Flow | $(1,573) | $250 |
City averages based on North Attleboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,724 |
| Total Monthly Debt Service | $5,899 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02760, North Attleboro, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 8,134 (67.3%) |
| Renter Occupied HU | 3,575 (29.6%) |
| Vacant Housing Units | 371 ( 3.1%) |
| Median Home Value | $553,482 |
| Average Home Value | $561,204 |
Housing Distribution
Address Breakdown
Residential
11,213
Single Family
9,720
Multi-Family
1,493
Businesses
666
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02760, North Attleboro, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 8,134 (67.3%) |
| Renter Occupied HU | 3,575 (29.6%) |
| Vacant Housing Units | 371 ( 3.1%) |
| Median Home Value | $553,482 |
| Average Home Value | $561,204 |
Housing Distribution
Address Breakdown
Residential
11,213
Single Family
9,720
Multi-Family
1,493
Businesses
666
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roxanne DesVergnes Pacella • Coldwell Banker Realty - Franklin
Mls Name: MLS PIN
Mls ID: #73400381